Elderly Parent Care Guide

Willow Creek Financial often gets calls regarding issues with elderly parents and other relatives. One of the fund providers we use, Vanguard, has written a brief guide discussing common eldercare challenges and care options. The guide also provides a helpful list of Websites including CarePathways.com sponsored by a group of Registered Nurses. The goal is to assist […]

Government Intervention and Stock Returns

Should equity investors be alarmed by the prospect of greater government intervention in the U.S. economy? The following link from Dimensional Fund Advisors’ looks at examples of U.S. intervention in the past and examines the record of stock returns around the world over the last thirty-nine years. The evidence suggests that government intervention is just […]

The College Solution

Willow Creek Financial CFO, Kelly Noonan, reviews a very helpful book on choosing the right college titled The College Solution: A Guide for Everyone Looking for the Right School at the Right Price. “The book is a practical, easy to read guide for selecting and paying for college. Particularly for parents, like myself, who may […]

Your Money and Your Brain

Calming Your Emotional Impulses and Economic Fears Jason Zweig is a personal finance columnist for the Wall Street Journal and the author of Your Money and Your Brain: How the Science of Neuroeconomics Can Help Make You Rich. Mr. Zweig has researched a new discipline called neuroeconomics, which combines biology, psychology and economics to try […]

Perspectives on Tax-Exempt Bonds and State Budget Woes

Lately there have been plenty of news stories in regards to the struggles of California and other states as they try to balance their budgets.  The budget woes facing the states not only put financial strain on government programs and services but also on municipalities abilities to service their debt (municipal bonds).  Included here is […]

Lost Art of Saving Making a Comeback

Some workers are saving for the next three to four years and not counting on investment gains to pay for college tuition, weddings and other expenses, said Bruce *Dzieza, President of Willow Creek Financial Services in Sebastopol. http://www.pressdemocrat.com/article/20090614/BUSINESS/906141034?Title=Lost-art-of-saving-making-a-comeback

Who You Gonna Call!

Bill Gross, manager of Pimco Total Return, keeps on hitting home runs.  In this NY Times article Bill’s unique position is explained: http://www.nytimes.com/2009/06/21/business/21gross.html?_r=1

Lost Art of Saving

Can we change our spending habits? Bruce was recently quoted in a Press Democrat article. Will the “next generation” be able to deal with the new reality of less job opportunities, higher taxes and tighter Federal and State budgets. Read Article > Lost art of saving making a comeback

What Should Investors Do Now?

This is a question we hear often.  Every situation requires a unique solution, but here is a video you might find helpful from one of Willow Creek Financial’s most highly regarded fund providers. Six months after Dimensional Fund Advisors’ (DFA) first comprehensive survey of the market downturn, Vice President, Weston Wellington returns to the topic with a multi-part […]

Retirement, Risk and Return

It is difficult for many to believe that equities are smart investments after the events of the last 18 months.  The rush to safety by purchasing CD’s and Treasury Bills may feel really safe at the moment, but history shows us that a diversiifed portfolio of stocks and bonds produces much greater returns than an […]